Question 1

There is no use permit — will the bank give a mortgage?

Accepted Answer

The bank assesses the collateral and usually also looks at the building register. If the use permit or use notice is missing, or the data does not match reality, the loan decision may be delayed or require legalization before the sale. The bank gives the exact answer; the check shows what the register says now.

Question 2

The house was built before 2003 — does it need a use permit?

Accepted Answer

Many buildings built before 2003 have no use permit in the building register, because they entered the register from older records. That is why such a building shows yellow, not red. If the building was later rebuilt or extended, that work should also be completed in the register.

Question 3

What is the difference between a building notice and a use notice?

Accepted Answer

A building notice or building permit comes before construction, a use notice or use permit after the building is finished. If the register holds a building notice or permit with no use document after it, the check shows yellow: the work was started in the register but not completed.

Question 4

How long does legalization take?

Accepted Answer

It depends on the property: sometimes tidying the register data is enough, sometimes a survey, a building design and a procedure with the local municipality are needed. The partner gives the timeline after assessing the property.

Question 5

What does “procedure in progress” mean?

Accepted Answer

The register holds an application or notice whose procedure has not finished — for example being supplemented or in process. The check shows the document type, its state and its date as they are in the register.

Question 6

Is the check free?

Accepted Answer

Yes. The check reads public building register data and does not link the result to you. If you send a request to the partner, the partner receives your message together with the check result.

Building legalization in Estonia: is the use permit in the register?

Check a property

What the result means

How legalization works

Check

Partner’s assessment

Documents and procedure

Use permit and the sale

Frequently asked questions